Terms and Conditions

Last Updated: November 20, 2024

Welcome to the Cordial Insurance Group website (https://www.cordialinsurancegroup.com/) (the “Site”). These Terms and Conditions (“Terms”) govern your use of the Site, including all services, features, and content provided by Cordial Insurance Group (“we,” “us,” “our”). By accessing or using the Site, you agree to comply with these Terms. If you do not agree with these Terms, please do not use the Site.


1. Use of the Site

1.1 You must be at least 18 years old or have the permission of a parent or guardian to use this Site.

1.2 The Site is for your personal, non-commercial use. You agree not to use the Site for any illegal or unauthorized purposes.

1.3 You are responsible for ensuring that your access to and use of the Site complies with all applicable laws and regulations.


2. Intellectual Property

2.1 All content on this Site, including but not limited to text, graphics, logos, and images, is the property of Cordial Insurance Group or its licensors and is protected by copyright, trademark, and other intellectual property laws.

2.2 You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from the Site without prior written permission from us.


3. Information We Collect

By using the Site, you acknowledge and agree that we may collect certain information from you. Please refer to our Privacy Policy for details about the types of information we collect, how we use it, and how we safeguard it.


4. Third-Party Links

4.1 The Site may contain links to third-party websites or services. These links are provided for your convenience only, and we do not endorse or assume responsibility for the content or practices of any third-party websites.

4.2 You access any third-party websites at your own risk, and you should review their terms and conditions and privacy policies before using their services.


5. Limitation of Liability

5.1 Cordial Insurance Group is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or inability to use the Site.

5.2 We do not guarantee the accuracy, reliability, or completeness of any information on the Site and are not responsible for any errors or omissions.


6. User Responsibilities

6.1 You agree not to:

  • Interfere with the security or functionality of the Site.
  • Upload or transmit any viruses, malware, or harmful code.
  • Use the Site to send unauthorized advertising or spam.

6.2 You agree to indemnify and hold Cordial Insurance Group harmless from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.


7. Text Messaging and SMS Consent

7.1 By submitting your information, you are opting-in to periodic text messages from Cordial Insurance Group. You may opt-out at any time by responding STOP. Standard message and data rates may apply.

7.2 Any data collected for/from text messages will not be shared with third parties for marketing purposes.


8. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last Updated” date. By continuing to use the Site after such updates, you agree to the revised Terms.


9. Governing Law

These Terms are governed by and construed in accordance with the laws of the state in which Cordial Insurance Group is based, without regard to conflict of law principles.


10. Contact Us

If you have any questions about these Terms, please contact us:

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